Identification & Income
Driver’s license & Social Security card (clear copy)
Last 2–4 pay stubs (30 days of income)
W-2s from the last 2 years
Federal tax returns from the last 2 years
Last 2 months of bank &/or retirement/401(k) statements — all pages
Proof of other income (if applicable): Social Security, pension, child support, etc.
Divorce decree/settlement (if applicable)
Self-Employed (if applicable)
Last 2 years of business tax returns
K-1 forms
Current Homeowners (if applicable)
Most recent mortgage statement(s)
Homeowner’s insurance declaration page
HOA statement or coupon